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Adirondack Insurance Exchange is a full-service property-casualty insurance company focused exclusively on New York. The company is rated A (Exceptional) by Demotech, Inc., a longtime provider of financial stability ratings of property-casualty insurance companies. Demotech's ratings are recognized by Fannie Mae, Freddie Mac and the Department of Housing and Urban Development (HUD). In partnership with local independent insurance agents, we focus on providing innovative products and value-added services.